(ninety seven) Consumer Scores & Testimonials Rankings and evaluations are from real shoppers that have made use of the lending associate’s products and services.
Practical and helpful shopper help: Assessments commended Rocket Loans’ purchaser aid team for his or her professionalism, patience and distinct explanations. About 27% of favourable testimonials highlighted customer service.
Rocket Loans has also been given constructive testimonials on copyright, with many customers praising its speedy and straightforward lending procedure along with its excellent customer support.
Editorial disclosure: All evaluations are organized by Bankrate.com staff members. Viewpoints expressed therein are only All those in the reviewer and have not been reviewed or approved by any advertiser.
You'll be able to prequalify for a private loan from Rocket Loans, which doesn’t induce a hard credit inquiry or damage your credit rating rating. When you finally get prequalified and uncover what different types of loans you’re suitable for as well as envisioned repayment terms, you may total an entire loan application.
If you'll want to borrow a larger amount of cash, LightStream will lend you around $one hundred,000, over double the amount you can get from Rocket Loans.
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Transparency and rate challenges: Some customers criticized Rocket Loans for unclear terms and discrepancies amongst pre-approval presents and final loan approvals. Unforeseen fees and confusing terms were recurring themes. About thirty% of negative testimonials fell in this category.
Rocket Loans frequently requires a credit history score of 640 or better. On the other hand, you could usually expect to endure a prequalification method that features a smooth credit Examine. You might also have the capacity read more to benefit from further provides, like no costs or variable fascination during repayment.
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As a nonprofit money institution, a credit score union is going to be much more prone to do the job with you Should you have a low credit score score. You’ll have to have to affix the credit union prior to implementing, on the other hand.
Add information and finalize your software: Your documentation can be uploaded online, or you can provide Rocket Loans permission to access your cash flow and banking info.
Autopay low cost readily available: You may get an curiosity amount price reduction for those who sign up for autopay. There’s also no prepayment penalty when you pay back your loan early.
Get no cost provides. Let's do the searching for you — get features from up to five lenders with just some clicks. Examining premiums doesn’t damage your credit score score, and LendingTree has the country’s most significant community of lenders.